Financial Disclaimer

Last updated: March 6, 2026

1. Nature of Service

FilingIQ is an informational and research platform that provides analysis of publicly available data filed with the U.S. Securities and Exchange Commission ("SEC"). Our Service aggregates, scores, and presents SEC filing data, including insider trade reports (Form 4), institutional holdings (13F), and other regulatory filings, through proprietary algorithms and analytical tools.

The Service is intended to assist users in their independent research and analysis of publicly available financial data.

2. What We Are NOT

FilingIQ is expressly not any of the following:

  • NOT a registered investment advisor. FilingIQ does not provide personalized investment advice tailored to your financial situation, objectives, or risk tolerance.
  • NOT a broker-dealer. FilingIQ does not execute, facilitate, or recommend securities transactions.
  • NOT a trading platform. FilingIQ does not enable the buying, selling, or trading of any financial instruments.
  • NOT a financial planner. FilingIQ does not provide comprehensive financial planning, tax advice, or retirement planning services.
  • NOT a fiduciary. FilingIQ does not have a fiduciary duty to you and does not act in your best interest with respect to investment decisions.

3. Informational Purposes Only

All data, scores, ratings, indicators, analysis, and other information provided through the Service (collectively, "Content") is for informational and research purposes only. The Content is intended to provide a starting point for independent research and must not be the sole basis for any investment decision.

4. Not Financial Advice

Nothing on the FilingIQ platform, website, API, or any associated communication constitutes a recommendation, solicitation, or offer to buy, sell, hold, or otherwise transact in any security, financial product, or investment strategy. No Content should be interpreted as:

  • A recommendation to purchase or sell any specific security.
  • An endorsement of any particular investment strategy.
  • A prediction of future price movements or returns.
  • Professional financial, legal, or tax advice.

5. No Guarantee of Accuracy

While FilingIQ sources data from the SEC EDGAR database and makes reasonable efforts to ensure accuracy, we do not guarantee the completeness, correctness, reliability, or timeliness of any information provided through the Service. SEC filings may contain errors, omissions, amendments, or delayed reporting that affect the data we present.

Users should independently verify all data and information before relying upon it for any purpose.

6. User Responsibility

You are solely responsible for your own investment decisions. By using the Service, you acknowledge and agree that:

  • All investment decisions are made at your own risk and discretion.
  • You will not hold FilingIQ, its founders, employees, or affiliates responsible for any investment losses or damages.
  • You understand the inherent risks of investing in securities markets.
  • You will conduct your own due diligence before acting on any information obtained from the Service.

7. Consult Professionals

Before making any investment decision, you should consult with appropriately licensed professionals, including:

  • A licensed financial advisor who can provide personalized investment advice based on your individual circumstances.
  • A tax professional who can advise on the tax implications of investment decisions.
  • Legal counsel who can provide advice on regulatory compliance and legal obligations related to securities transactions.

8. Past Performance

Past insider trading patterns, historical scores, and previous analytical results do not predict future results. Historical data and backtesting results are provided for research purposes only and should not be interpreted as indicative of future performance. Markets are inherently unpredictable, and past patterns may not repeat.

If you have any questions about this Financial Disclaimer, please contact us at legal@filingiq.io.